◆Written to inform, not to sell. No hype, no false promises — just a clear, honest account of how Chronimy works, built to read well on any device.
Regulatory Transparency · Swiss Foundation · FINMA
"The geo-block is not a product decision. It is a compliance wall. The bifurcated access architecture is not a user experience choice. It is the correct regulatory structure for a platform serving both mainstream and crypto-native users across multiple jurisdictions simultaneously."
Platform Architecture · Compliance Rationale
Why Two Access Paths Exist
Chronimy serves two distinct user populations under two distinct regulatory frameworks. Building a single unified access path would either exclude mainstream users from blockchain infrastructure or expose crypto-native users to inadequate legal protection. The bifurcated architecture resolves this — correctly and permanently.
Canonical Rule — Blockchain Interface
All users accessing Chronimy via the blockchain interface transact exclusively in CNMY. Membership, platform credits, and all features — Trust Checks, escrow, listings, upgrades, governance — are CNMY-denominated. There is no CHF alternative on the blockchain path. CNMY is the mandatory currency of every on-chain interaction. This rule is architectural, not discretionary.
⬡ Compliance Gate — Applies to Both Paths Equally
United States · United Kingdom · Canada — blocked from all Platform access at application layer, KYC layer, and contractual layer. This restriction is constitutional within the project's governing documents and cannot be overridden by any party including the founder. It exists because Chronimy Holdings AG cannot currently satisfy the securities, banking, and consumer protection regulatory requirements of those jurisdictions. When it can — it will revisit. Until then — the block holds.
Fiat Path — Compliant Jurisdictions
CHF-Denominated · No CNMY Required
For users in compliant jurisdictions who are not crypto-native or who prefer fiat-denominated access to trust infrastructure. Full platform functionality — verified identity, portable reputation, Trust Codes, badge-to-badge protection — without requiring a digital wallet, blockchain knowledge, or CNMY ownership.
CHF 3 bank proof — no wallet required
Green Badge via standard KYC — Didit.me
Trust Codes — portable across every platform
Badge-to-badge protection — PRU backed
No CNMY required at any stage
Blockchain Interface — Compliant Jurisdictions
CNMY at Market Rate · Wallet Required
For crypto-native users in compliant jurisdictions who choose direct on-chain interaction. CNMY is the mandatory transaction currency of the blockchain interface — in the same way ETH is required for Ethereum gas. This is a technical and economic requirement of the interface, not a commercial decision.
CNMY required for every on-chain action
Staking — PRU collateral provision
Governance — 1 badge = 1 vote
Keyholder eligibility — Rédeas vault
Smart contract interaction — Polygon PoS
Why the geo-block is structural not cosmetic
🇺🇸
United States
CNMY has not been registered as a security with the SEC. US persons engaging with the blockchain interface would be interacting with an unregistered security under current SEC enforcement posture. The project cannot satisfy this requirement pre-Nebula. Block is absolute.
🇬🇧
United Kingdom
FSMA 2000 financial promotion restrictions apply to CNMY marketing and the blockchain interface without FCA registration or an applicable exemption. Pre-Aurora legal opinion covers Genesis specifically under sophisticated investor exemption — not the general public. Block is absolute.
🇨🇦
Canada
Provincial securities regulations across Canadian provinces treat token offerings and trading platforms as securities activities requiring registration. The project does not hold applicable Canadian registrations. Block is absolute.
Regulatory Filing Programme
What We File · When · Why
Every regulatory filing Chronimy makes is listed here before it is filed and updated when it is complete. We publish the result — not a summary of the result — when it is received. This page is the public record of our regulatory posture.
Genesis Phase — Current
FINMA Auskunftsverfahren — Voluntary Regulatory Enquiry In Preparation
Formal request to FINMA (Swiss Financial Market Supervisory Authority) seeking written confirmation of: (1) CNMY utility token classification under Swiss DLT Act, (2) no banking licence required for Genesis/Aurora structures, (3) PRU as platform utility mechanism not insurance, (4) when AMLA/SRO membership obligation arises, (5) Aurora phase observations. Composite approval probability: 91%. Draft v2.0 complete — LEXR legal counsel review required before filing.
Genesis Phase — Current
Swiss Foundation — Formal Stiftung Constitution In Formation
Formal constitution of Chronimy Stiftung as a Swiss non-profit Stiftung under Art. 80 et seq. Swiss Civil Code, Canton of Zug. Single professional Stiftungsrat nominee via Zug CSP. Chronimy deed to be filed with Zug commercial register. Chronimy UID number and register entry will be published here on confirmation.
Aurora Gate — Before Aurora Opens
FINMA Response — Utility Token Classification Awaiting
FINMA's written response to the Auskunftsverfahren. When received, the full response letter will be published on this page — not a summary, the document itself or a direct reference to the FINMA public record. Aurora does not open before this is in hand and reviewed by LEXR.
Aurora Gate
VQF SRO Membership — Swiss AMLA Compliance Pre-Aurora
Membership in VQF — the principal Self-Regulatory Organisation for crypto and DeFi in Switzerland under the Swiss Anti-Money Laundering Act. Required when public-facing operations commence. 2–3 months processing. Certificate number will be published here on receipt.
Pre-Aurora
Pre-Aurora Legal Opinion — FSMA / RegS Marketing Clearance Pre-Aurora
Legal opinion confirming Founder Credits exemption and FSMA/RegS clearance for Genesis and ambassador programme. Required before any public-facing ambassador posts. Executive summary will be published here on receipt.
Pre-Nebula Gate
Full 5-Question Legal Opinion Future Phase
Comprehensive legal opinion: MiCA per phase (Aurora Art.4 + Nebula Art.6) · PRU non-insurance + utility confirmation · utility-token analysis · FSMA · Regulation S. Hard gate: no CNMY issuance proceeds without this opinion. Aurora-funded. Executive summary published on receipt.
Nebula Phase
CASP Registration — EU Crypto-Asset Service Provider Future Phase
MiCA Article 59 CASP registration for public CNMY issuance in the EU. Requires EU legal entity. Filing details and registration number published here on completion.
"This compliance page exists because most platforms don't have one. Most platforms make regulatory claims in whitepapers and never evidence them. We will evidence every claim. FINMA's response will be on this page the day it arrives. The foundation registration number will be here. The SRO certificate will be here. The legal opinion summary will be here.
We are not asking anyone to trust us. We are building a record they can verify."
— The Architect · Chronimy Stiftung
Chronimy makes every reasonable effort to ensure the accuracy of the information in these materials. Given their volume and the pre-launch, evolving nature of the project, we cannot guarantee that every detail is complete, current, or error-free. Nothing here is a warranty of accuracy; figures, projections, and structures are subject to change, verification, and professional sign-off. This is not financial, legal, or tax advice.
Chronimy makes every reasonable effort to ensure the accuracy of the information in these materials. Given their volume and the pre-launch, evolving nature of the project, we cannot guarantee that every detail is complete, current, or error-free. Nothing here is a warranty of accuracy; figures, projections, and structures are subject to change, verification, and professional sign-off. This is not financial, legal, or tax advice.